بازرگانی حەڵاڵ Checker
گەڕان any instrument — forex pair, gold, crypto, index, or stock — and see the most-commonly-held scholarly view on it. Educational only. ShaFX is not a fatwa authority; always consult a qualified Islamic finance scholar for personal rulings.
🔍 گەڕان an instrument
جۆر a symbol (EURUSD, XAUUSD, BTC, US500…) or a category to see the common ruling and the conditions required for it to be permissible.
📚 Concepts every Muslim trader should know
Riba (Interest)
Any guaranteed return on money lent. Includes overnight swap charges on standard forex هەژمار — which is exactly what swap-free هەژمار remove.
Gharar (Excessive uncertainty)
Contracts with unknown subject matter or unclear outcomes. Most scholars consider speculative trading to involve gharar — risk management mitigates but does not remove it.
Maysir (Gambling)
Pure chance-based gain. بازرگانی دەکات without a strategy, plan, or research is closer to maysir than to investment. فێرکاری and analysis matter.
Qabd (Possession)
تۆ should "possess" what you trade. Pure CFD speculation without underlying asset ownership is debated. Spot trading with physical settlement is cleaner.
🛠️ Quick tools
Swap-free broker list
بڕۆکەرەکان offering Islamic هەژمار that remove overnight swap interest.
بینین comparison →Islamic هەژمار checklist
What to verify before opening — admin fees, hold-period rules, scholarly endorsement.
بکەرەوە checklist →Zakat on trading profits
How to calculate zakat on trading هەژمار profits. 2.5% of net wealth held for one lunar year.
Zakat guide →📅 Hold-period rules (key for compliance)
Same-day trades: Most scholars permit intra-day spot trading — you take a position and close it the same day. No overnight swap accrues, so no riba.
Overnight without swap: Permissible on a true swap-free هەژمار where the broker does not charge OR pay interest. Watch for hidden "admin fees" replacing swap.
Overnight with swap: Not permissible without a swap-free هەژمار. Standard هەژمار always charge or pay swap.
Multi-day positions: Permitted on swap-free هەژمار but verify the broker's "anti-churning" rules don't impose hidden charges after a certain hold-period.