Compounding Calculator
Project how a trading account compounds over time at a given monthly return — with optional deposits.
Inputs
Projection
Month-by-Month
| Month | Growth | Balance |
|---|
How it works
Compounding = previous balance × (1 + monthly return). Even small monthly returns compound dramatically over time: 3%/month for 24 months turns $10,000 into roughly $20,300 — over 2× the starting capital. Realistic monthly returns for active retail traders typically range 1–5%; double-digit monthly returns are extremely rare and usually unsustainable.
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Position Size
Risk-based lot sizing
Pip Value
Pip value in your account currency
Profit / Loss
Estimate P&L before entry
Margin
Required margin for any leverage
Risk / Reward
R:R ratio + breakeven win rate
Drawdown
Max drawdown + recovery required
XAUUSD (Gold)
Gold-specific calculator
Spread Cost
True cost of spread
Swap / Commission
Overnight + per-lot fees
Lot Converter
Standard / mini / micro / units
Session Clock
London / NY / Tokyo / Sydney