The advertised spread is rarely the full cost of a فۆرێکس trade. نوێ traders compare بڕۆکەرەکان on the headline number; experienced traders read the all-in stack. Here is the stack.

1. Spread

The bid-ask difference, paid لەسەر هەر مامەڵەیەک. On a Standard هەژمار it is widest; on an ECN/Raw هەژمار it is tighter but کۆمسیۆن is added. Spreads widen during news and at session opens — sometimes severely on minor pairs and زێڕ.

2. کۆمسیۆن

بۆ هەر لاتێک fee, typically charged on raw-spread هەژمار. Often quoted as "$X per side per lot" or "$Y round-turn per lot". پشتڕاستکردنەوە which one تۆ are reading.

3. Swap (overnight financing)

Hold a position past 5pm نوێ York time and تۆ pay or receive swap based on the interest-rate differential. Triple swap usually applies on Wednesday for فۆرێکس (to cover the weekend rollover). Some pairs and instruments swap heavily negative.

4. Slippage

The gap between the price تۆ expected and the price تۆ got. Negligible in deep liquidity. Painful around news, gaps, نزم-liquidity pairs, and on stop orders during volatility.

5. Deposit and withdrawal fees

Some methods are free; some carry processing fees, FX conversion costs, or third-party charges. پشکنین the broker's payment-method page, not the marketing page.

6. Inactivity fees

Many بڕۆکەرەکان charge a monthly fee after a defined dormant period (commonly 90 days). Smaller balances can be eaten quickly.

7. دراو conversion

If your هەژمار is denominated in a different currency لە the ئامراز, the broker may apply a markup on every conversion.

8. پلاتفۆرم / VPS / data fees

Mostly a non-issue for retail. Becomes relevant for EA users, scalpers, and anyone trading professional data feeds.

The all-in calculation

Take your typical month. Add: (لۆت traded × spread per lot in currency) + (لۆت traded × کۆمسیۆن round-turn) + (لۆت × average swap) + (occasional slippage estimate) + (deposit/withdrawal fees) + (inactivity if relevant). Compare بڕۆکەرەکان on the all-in number, not the headline spread.

This is exactly the calculation our spread cost calculator and swap/کۆمسیۆن calculator automate.

هەنگاوە دواترەکان on ShaFX