The advertised spread is rarely the full cost of a फॉरेक्स trade. New traders compare ब्रोकर्स on the headline number; experienced traders read the all-in stack. Here is the stack.

1. Spread

The bid-ask difference, paid हर ट्रेड पर. On a Standard account it is widest; on an ECN/Raw account it is tighter but कमीशन is added. Spreads widen during news and at session opens — sometimes severely on minor pairs and सोना.

2. कमीशन

प्रति लॉट fee, typically charged on raw-spread accounts. Often quoted as "$X per side per lot" or "$Y round-turn per lot". Verify which one आप are reading.

3. Swap (overnight financing)

Hold a position past 5pm New York time and आप pay or receive swap based on the interest-rate differential. Triple swap usually applies on Wednesday for फॉरेक्स (to cover the weekend rollover). Some pairs and instruments swap heavily negative.

4. Slippage

The gap between the price आप expected and the price आप got. Negligible in deep liquidity. Painful around news, gaps, कम-liquidity pairs, and on stop orders during volatility.

5. Deposit and withdrawal fees

Some methods are free; some carry processing fees, FX conversion costs, or third-party charges. जाँचें the broker's payment-method page, not the marketing page.

6. Inactivity fees

Many ब्रोकर्स charge a monthly fee after a defined dormant period (commonly 90 days). Smaller balances can be eaten quickly.

7. मुद्रा conversion

If your account is denominated in a different currency from the इंस्ट्रूमेंट, the broker may apply a markup on every conversion.

8. प्लेटफ़ॉर्म / VPS / data fees

Mostly a non-issue for retail. Becomes relevant for EA users, scalpers, and anyone trading professional data feeds.

The all-in calculation

Take your typical month. Add: (लॉट traded × spread per lot in currency) + (लॉट traded × कमीशन round-turn) + (लॉट × average swap) + (occasional slippage estimate) + (deposit/withdrawal fees) + (inactivity if relevant). Compare ब्रोकर्स on the all-in number, not the headline spread.

This is exactly the calculation our spread cost calculator and swap/कमीशन calculator automate.

अगला → steps on ShaFX

केवल शैक्षिक। This article is general information for trader education. It is not financial advice, tax advice, legal advice, or a recommendation to trade. Trading CFDs and फॉरेक्स is उच्च-risk and most retail investor accounts lose money. Read the जोखिम प्रकटीकरण.