The advertised spread is rarely the full cost of a فارکس trade. New traders compare بروکرها on the headline number; experienced traders read the all-in stack. Here is the stack.

1. Spread

The bid-ask difference, paid در هر معامله. On a Standard account it is widest; on an ECN/Raw account it is tighter but کمیسیون is added. Spreads widen during news and at session opens — sometimes severely on minor pairs and طلا.

2. کمیسیون

به ازای هر لات fee, typically charged on raw-spread accounts. Often quoted as "$X per side per lot" or "$Y round-turn per lot". Verify which one شما are reading.

3. Swap (overnight financing)

Hold a position past 5pm New York time and شما pay or receive swap based on the interest-rate differential. Triple swap usually applies on Wednesday for فارکس (to cover the weekend rollover). Some pairs and instruments swap heavily negative.

4. Slippage

The gap between the price شما expected and the price شما got. Negligible in deep liquidity. Painful around news, gaps, پایین-liquidity pairs, and on stop orders during volatility.

5. Deposit and withdrawal fees

Some methods are free; some carry processing fees, FX conversion costs, or third-party charges. بررسی the broker's payment-method page, not the marketing page.

6. Inactivity fees

Many بروکرها charge a monthly fee after a defined dormant period (commonly 90 days). Smaller balances can be eaten quickly.

7. ارز conversion

If your account is denominated in a different currency from the ابزار, the broker may apply a markup on every conversion.

8. پلتفرم / VPS / data fees

Mostly a non-issue for retail. Becomes relevant for EA users, scalpers, and anyone trading professional data feeds.

The all-in calculation

Take your typical month. Add: (لات‌ها traded × spread per lot in currency) + (لات‌ها traded × کمیسیون round-turn) + (لات‌ها × average swap) + (occasional slippage estimate) + (deposit/withdrawal fees) + (inactivity if relevant). Compare بروکرها on the all-in number, not the headline spread.

This is exactly the calculation our spread cost calculator and swap/کمیسیون calculator automate.

بعدی ← steps on ShaFX

فقط آموزشی است. This article is general information for trader education. It is not financial advice, tax advice, legal advice, or a recommendation to trade. Trading CFDs and فارکس is بالا-risk and most retail investor accounts lose money. Read the افشای ریسک.